calendar strip · IRS · 2026-10-04
Count the Day-After Holding Period
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Example result
The holding period is long-term.
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IRS Topic No. 409 says to start counting on the day after acquisition and to include the sale day. More than one year is long-term.
The one-year anniversary is 2025-01-15. A sale on that date is not more than one year.
- Acquired: 2024-01-15.
- Sold: 2025-01-16.
- Anniversary: 2025-01-15.
- Long-term: yes.
What would change this
A sale after the one-year anniversary of the acquisition date is long-term. A sale on the anniversary is not.
Next step
Gifted property, inherited property, and some partnership interests use different holding-period rules. This tool uses the general count only.
A sale on the anniversary is not long-term. The next day is the date to remember.
This tool gives general information. It is not financial or tax advice. Confirm the numbers with the provider or a licensed adviser before you act.
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Show the working
- Source: IRS Topic No. 409, checked 2026-10-04.
- Long-term means more than one year, not one year or more.
- A February 29 acquisition uses the last day of February in a non-leap anniversary year. A sale on that date is not more than one year.
Data as of 2026-10-04. Source: IRS — Topic No. 409, Capital gains and losses.
What this does not cover
- The tool uses the general rule on Topic No. 409.
- A February 29 acquisition uses the last day of February in a non-leap anniversary year.
- It does not compute the tax.
This tool gives general information. It is not financial or tax advice. Confirm the numbers with the provider or a licensed adviser before you act.
A sale on the anniversary is not long-term. The next day is the date to remember.