Compare a Merchant Conversion Quote with a Supplied Issuer-Rate Scenario
A terminal's home-currency quote is not comparable with a local amount until the conversion rate and any separate issuer markup are on the same receipt. Compare the stated scenarios without assuming a future posting rate.
1 · Purchase code | local-currency amount | home currency per local unit | merchant home-currency quote
FIRST-LOAD
HYPOTHESIS / PROTOTYPE — checkout unavailable. Calculation is local. A draft is saved automatically in this browser profile when storage is available; Reset to sample clears it. Optional Pro history stores only five summaries and has its own deletion control. State links encode your inputs and can remain in browser history, clipboard or recipients’ records; share only non-sensitive rows. Optional external AI formatting leaves this device. The required site analytics beacon reports page activity; shared URLs contain encoded inputs. Do not treat an encoded URL as private. The calculator has no input-collection endpoint.
Data note: The currency-choice receipt processes Purchase code | local-currency amount | home currency per local unit | merchant home-currency quote locally. Starter/sample selection and Run compute in this tab; no input is sent by the calculator. A local draft may be saved; explicit state-link sharing or optional external AI formatting can disclose inputs. Use non-sensitive labels.
Perspective: Before: two differently denominated prices were compared by intuition. After: one oriented benchmark and a separate markup make the signed quote difference inspectable.
2 · Read the currency-choice receipt
Conversion-scenario arithmetic only, not financial or legal advice or a guaranteed statement amount. Confirm the benchmark orientation, additional fees and transaction terms with the card issuer before authorizing a consequential purchase.
Paid layer: currency-choice receipt filing layer
one-time step · the free reading above stays complete
Free tier
- one complete unwatermarked currency-choice receipt run in the app
- three labeled samples and unlimited article-demo calculations
- complete result text and a user-triggered input-state link
What $4 one-time adds
- unlimited subsequent currency-choice receipt app calculations after a local convenience signal
- print the currency-choice receipt with visible assumptions and its safety boundary
- CSV of the displayed home-currency units difference and row workings; conditional estimate uses your manual-retyping minutes
- five local reading summaries (headline/count/time), not saved full inputs or cross-device backups
HYPOTHESIS / PROTOTYPE: $4 is a proposed one-time price for filing the currency-choice receipt, not a current sales offer. No measured time saving or buyer demand is claimed. The optional manual-retyping baseline above estimates one export’s retyping budget only; it does not change the calculation or guarantee savings.
Local history (this device)
- No saved runs yet — your first run files here.
Checkout is unavailable. Browser-local, profile-scoped convenience gating is best-effort, not server-verified access. A URL or browser flag is not proof of payment. Clearing browser data removes local state; no account or cross-device recovery is provided.
Boundary and sources
Conversion-scenario arithmetic only, not financial or legal advice or a guaranteed statement amount. Confirm the benchmark orientation, additional fees and transaction terms with the card issuer before authorizing a consequential purchase.
- Method: Multiply local amount by home units per local unit, then multiply by one plus markup/100 for the issuer scenario. Subtract that modeled amount from the merchant home-currency quote. Positive means the quote is higher under these inputs; negative means lower. The receipt retains each rate and both totals, not merely a suggested button to press.
- All sample records, dates, quantities and labels are invented. No outside policy, contract, rate, clock offset, measurement or accessibility standard is represented as verified.
- Google’s official pricing documentation, fetched 2026-10-01, says AI Studio is free in available regions. Optional formatting may require a Google account; manual local entry requires none. Limits can change and free-tier content may be used to improve products. Do not send private records.
Mechanism: competence-autonomy-loop
Optional AI formatting, never the calculation
Manual entry completes this currency-choice receipt for free without signup. If available to you, the free AI Studio interface linked in the sources may format fictional or non-sensitive notes; external access may require an account. No API key or AI call is built into this tool. Free-tier content may be used to improve products. Review each cell and transcribe it to the labeled row schema; do not paste the JSON object into the row box.
Format only these fictional or non-sensitive notes for a currency-choice receipt. Return strict JSON shaped as {"rows": [{"label": "string", "cells": ["string", "string", "string"]}], "setting": "string"}. The columns are Purchase code | local-currency amount | home currency per local unit | merchant home-currency quote; the setting is Additional issuer markup on the supplied benchmark (%). Keep all supplied strings and quantities exactly; do not calculate, infer missing entries, invent dates or add advice. If any required value is missing, return an empty rows array and ask me for it separately. I will verify every cell against my source and manually transcribe rows using vertical bars before running the local calculator.An AI response is not executed, fetched or trusted as a result. Missing values remain questions; the strict local parser checks the rows you actually enter.