gift ledger · IRS · 2026-10-04
Subtract the 2026 Gift Exclusion
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Example result. Replace the sample figures with your own.
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Example result
This gift is within the 2026 annual exclusion for the donors you entered.
Example loaded. Change a figure to use your own.
Each donor has a $19,000 exclusion per donee in 2026. 1 donor provide $19,000.00.
The gift does not exceed the exclusion on these entries.
- Gift: $19,000.00.
- Exclusion: $19,000.00.
- Over the exclusion: $0.00.
What would change this
A second donor, a smaller gift, or a different donee changes the excess.
Next step
Gift splitting of one spouse's property needs consent and may still require Form 709. Direct tuition or medical payments are separate exclusions.
Re-check before December 31 if you plan another gift to the same person.
This tool gives general information. It is not financial or tax advice. Confirm the numbers with the provider or a licensed adviser before you act.
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Show the working
- Source: IRS 2026 inflation adjustments and IRS gift-tax FAQ, checked 2026-10-04.
- The $19,000 exclusion is per donee, per donor.
Data as of 2026-10-04. Source: IRS — 2026 inflation adjustments, annual exclusion for gifts.
What this does not cover
- This tool does not compute the lifetime exemption.
- A gift of a future interest may not qualify for the annual exclusion.
- Confirm the donee and the donors before you file.
This tool gives general information. It is not financial or tax advice. Confirm the numbers with the provider or a licensed adviser before you act.
Re-check before December 31 if you plan another gift to the same person.