1 · Enter the bill
intakeExpected comes from an EOB, a quote, or a previous bill.
What you still owe before coinsurance applies.
Your share after the deductible.
Your share is capped at this.
This tool computes in your browser tab. Nothing you type is uploaded, and nothing is stored on our servers — the work stays in this tab. Redact names and identifying details before you paste anything sensitive.
This is a working tool, not professional advice. Check the important outcome with a qualified human before you rely on it.
2 · The sheet
readyChecking the lines…
What this is not. This compares the figures you enter and cannot verify what any service should cost, whether a charge is legitimate, or what your insurer will actually pay. It is not financial, medical or legal advice. Coverage, deductibles, network status and out-of-pocket maximums vary by plan — check your explanation of benefits and your policy documents, and contact the billing office or your insurer before paying or disputing.
Printable sheet — $4 one-time
Free tier: unlimited lines, forever.
- Printable sheet — the variances on one page — estimate: ~20 min saved.
- Saved bills shelf — up to 8 bills in this browser — estimate: ~15 min saved.
- Query letter export — flagged lines as a dispute — estimate: ~30 min saved.
Your one-time purchase stays with you on this device — no account needed, and everything remains private in your browser.