premium notice · CMS · 2026-10-04
Read the 2026 IRMAA Row
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Example result
Standard Part B premium $202.90 per month. No IRMAA.
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The row uses the 2026 CMS table for the filing status and the income you entered.
This income is in the standard row.
- Part B total: $202.90 per month ($2,434.80 a year).
- Part B IRMAA included in that total: $0.00 per month.
- Part D IRMAA, added to the plan premium: $0.00 per month.
What would change this
Income across a published threshold changes the whole monthly premium. One dollar across a line changes the row.
Next step
SSA uses a tax return, generally from two years earlier. Confirm the year on the SSA letter. A life-changing event may support Form SSA-44.
Re-check the SSA letter, or the next CMS table, if income changed after a life event.
This tool gives general information. It is not medical advice. Speak to a licensed clinician before you make a health decision.
This tool gives general information. It is not financial or tax advice. Confirm the numbers with the provider or a licensed adviser before you act.
This link contains the numbers you entered. Anyone with the link can see them.
Show the working
- Source: CMS fact sheet, 2026 Medicare Parts A and B premiums and deductibles, November 14, 2025, checked 2026-10-04.
- Married filing separately uses the separate CMS table for people who lived with a spouse.
- Part D IRMAA is not the full drug-plan premium. The plan premium is extra.
Data as of 2026-10-04. Source: CMS — 2026 Medicare Parts A and B Premiums and Deductibles.
What this does not cover
- This tool uses the full Part B table, not the immunosuppressive-drug-only table.
- It does not file an appeal.
- Confirm the tax year SSA used.
This tool gives general information. It is not medical advice. Speak to a licensed clinician before you make a health decision.
This tool gives general information. It is not financial or tax advice. Confirm the numbers with the provider or a licensed adviser before you act.
Re-check the SSA letter, or the next CMS table, if income changed after a life event.