cashflow strip / 13 weeks · free workflow
Put Your Bills on a Dated Strip and See the Thin Week — Free
List what is owed and when; the strip orders it and measures the gap between dues, so the week where three land together is visible while you can still move one.
What this replaces
A budget app shows a monthly total and hides the shape of the month. This orders your bills by the dates they actually fall and measures the gaps, so three debits in four days is something you can see and act on.
Tool note. This runs entirely in your browser — no account, no upload, no paid API key. Google NotebookLM is named as the free source-grounded reading path for the material you paste; its published free-tier terms were checked on 2026-09-13 and can change.
The four passes
Collect the smallest useful input
One bill per line with a due date and the amount.
Let the strip order them
Each bill is placed with the days between it and the one before.
Look for the tightest gap
That cluster is the week that needs cash earlier than the rest.
Move a date with the provider
Most billers will shift a due date; the strip only shows you which to ask about.
Try it on the cashflow strip / 13 weeks
The board below runs in your browser. It opens with a worked sample so the result is visible before you paste anything; switch scenarios, edit the text, or reset to the sample.
running the sample…
first-load · sample values are illustrative, not verified facts
Everything you paste stays in this browser tab. Nothing is uploaded, there is no account, and no request leaves the page to generate the result; clearing site data removes anything saved locally.
What breaks, and what to do
Amounts without a due date
The bill is marked TBC and rises to the top of the urgency lane.
Weekly bills mixed with monthly
Both are ordered by date; nothing is normalised.
Direct debits that vary
Use your last actual amount; a varying debit cannot be forecast here.
Go deeper — Cashflow Strip
The free board above is the whole loop. The paid tier keeps the arranged output so you do not rebuild it.
- Printable strip with the cluster week shaded for the fridge — estimate: 10 minutes saved per month, basis: 5 bills re-dated at ~2 minutes each
- Saved local history across months — estimate: 6 minutes saved per month, basis: re-entering 5 bills at ~72 seconds each
$4 one-time