runway strip

Read Cash Runway Month by Month on One Strip — Free

Paste monthly cash in and out, and read the month the balance turns — with the burn printed on every segment of the strip.

The proof surface

Annualised burn hides the month that matters. The strip shows the crossing month with the arithmetic on every segment, which is what a lender or a co-director needs to see.

Inputmonthly cash in and out plus the balance you are working from

Rare deviceshows runway as a month-by-month strip from the reader's own figures, so the turning month is visible rather than annualised

Output artifacta strip of closing balances with the turning month marked and the burn printed per segment

Cost$0 · local-first · one free run · samples labelled

Sample, not your facts: Sample: October 2026 in $34,000 out $41,200, opening $58,000, floor $10,000, four months shown — four concrete points across four types.

Why the flat version breaks

Averaging the burn

An average monthly burn of $8,000 hides a $15,000 January that includes VAT and insurance, which is the month that actually breaks the plan.

Facility covenants

Overdraft limits and covenants behave like a floor, and a strip drawn against the operating floor looks comfortable right up to the breach.

Counting invoiced as cash

Revenue invoiced in month two often lands in month four, which is why the strip asks for cash in, not sales.

How to work the runway strip

Paste the months

Cash in and out per month, from the bank statement rather than the sales ledger.

State the floor

The number that decides the turning month: payroll, VAT, or a covenant.

Read the hot segments

Segments cross the floor rule and turn hot, with the monthly burn printed alongside.

Act a month early

Cut or defer the largest variable cost in the month before the crossing, not in it.

What the strip replaces

Question	Before	On the strip
When does cash run out	annualised burn estimate	closing balance per month with the floor rule
Which month to act in	the month it looks bad	the month before the floor is crossed
What to tell the board	a spreadsheet tab	the strip with the turning month named

Numbers come from your own figures; the strip is arithmetic, not a forecast, and it does not model new revenue that has not been invoiced.

Run it on the samples, right here

FIRST-LOAD

Data note: Everything runs in this browser tab on the runway strip: your monthly cash figures stays on this device, nothing is uploaded, and the reading is rebuilt only when you press run.

Go deeper: the companion app files the same reading as a paper ticker strip

The article demo above runs without limits. The companion app keeps a local history, exports the rows as CSV, prints the ready-to-mail packet, and holds your drafts on this device — one free run, then $ 12 one-time for the layer that keeps filing.

The strip and the turning month are free. The paid layer keeps the strip across quarters and prints the cash memo for a lender.

Open the runway strip companion

Boundary

This runway strip works only on the monthly cash figures you paste you paste. It does not produce statutory accounts, does not forecast revenue you have not invoiced, and does not advise on insolvency. The figures describe what you supplied, not what is true in the world. Confirm anything you plan to act on with your accountant before changing payment terms or drawing on a facility before you rely on it.

What this is built on

Every figure comes from the monthly cash figures you paste you paste; nothing is looked up, scraped or asserted as verified.
Method: closing balance = previous balance + in − out, with the floor rule drawn across and the crossing month marked
Sample values are labelled samples — illustrative by design, not your data and not a quotation of any organisation's policy.

Before: the reader knew things were tight. After: they can see the floor crossed in month four, with the burn rate printed beside it.