GratisAIlearning · field guide · local-first · no account
cost-per-credit matrix

Work Out What a Course Really Costs Per Credit — Free

Paste the fee lines from two or three programmes and read cost per credit, per contact hour and per module side by side — including the fees brochures keep in a footnote.

The proof surface

The point is not to rank schools. It is to turn three differently-shaped fee sheets into one comparable number, so a footnote levy cannot hide inside a term bill.

Inputthree fee quotes pasted exactly as the brochures print them
Rare devicenormalises every programme to cost per credit and per contact hour from the student's own fee sheet, so the comparison survives different credit systems
Output artifacta matrix of cost per credit, per contact hour and per module with the arithmetic visible on every column
Cost$0 · local-first · one free run · samples labelled
Sample, not your facts: Sample: Northgate University, $18,400 for 180 credits, 240 contact hours, billed 12 Aug 2026 — four concrete points across four types.

Why the flat version breaks

Sticker-price comparison

An $11,900 diploma looks cheaper than $18,400 until credits are normalised; the cheaper-looking option turns out to cost $99.17 per credit against $102.22.

Contact-hour blindness

Two programmes with the same credit count can differ by 180 teaching hours, which is the whole difference for someone changing careers while working.

Invisible levies

Studio, library and graduation levies never appear in the brochure headline, and they are exactly the lines a registrar will confirm if you ask by name.

How to work the cost-per-credit matrix

Paste the fee sheets

Three programmes, one line per fact, exactly as printed — including the levies you were told were 'nominal'.

Add your budget

The budget field only places the cheapest option against what you can pay; it changes no other number.

Read the normalised columns

Cost per credit and cost per contact hour are computed per row, and the leader is marked by weight rather than a badge.

Take three questions to the registrar

The action line names the levy rows to query; ask for the per-credit figure in writing before you accept an offer.

What the matrix replaces

DecisionWithout the sheetWith the matrix
Which programme is dearercompare headline tuitioncompare cost per credit after levies
Is the bootcamp worth itcount weeks of teachingcost per contact hour, printed
What to ask the registrar'is there anything else?'the exact levy lines to query

Every figure in the third column comes from the reader's own pasted lines, so it can be checked with a calculator in under a minute.

Run it on the samples, right here

FIRST-LOAD

Data note: Pasted fee lines stay in this tab; the matrix is recomputed on this device and no fee sheet is uploaded anywhere.

Go deeper: the companion app files the same reading as a scored comparison matrix

The article demo above runs without limits. The companion app keeps a local history, exports the rows as CSV, prints the ready-to-mail packet, and holds your drafts on this device — one free run, then $ 7 one-time for the layer that keeps filing.

The matrix and the normalised columns are free. The paid layer keeps three programmes on file and prints the comparison as a one-page decision sheet.

Open the cost-per-credit matrix companion

Boundary

This is arithmetic on fee lines you supply, not admissions advice and not a guarantee of cost. Fees change, levies are sometimes waivable, and funded places alter the total. Confirm every figure with the registrar in writing before you commit money, and speak to the institution's finance office if a levy looks unexplained.

What this is built on

Before: the reader compared sticker prices. After: they can see one programme charging 31% more per credit because the fees were normalised from their own sheet.