Check Freelance Hourly Rate Minimum Floor (Option B) — Free
Freelance project quotes often forget non-billable administrative hours and tax overhead. Add overhead buffers to check your real hourly rate. (Option B scope).
The proof surface
Freelance pricing guides recommend billing buffers. This calculates your effective hourly rate including overhead support. Optimized for option b workflow.
Why the flat version breaks
Forgetting unbilled administrative time
Proposal writing, invoicing, and client emails consume up to 30% of work hours.
Underestimating self-employment taxes
Taxes and insurance reduce gross freelance revenue significantly.
Discounting rates to win bad contracts
Low-rate projects erode profitability and burn out freelancers.
How to work the overhead-rate register
Enter project offers with estimated labor hours.
Enter base quoted rate in dollars.
Account for taxes, software tools, and unbilled admin time.
Verify that project quotes cover true operating costs.
What the overhead-rate register replaces
| Question | Before | Visible working |
|---|---|---|
| Forgetting unbilled administrative time | Proposal writing, invoicing, and client emails consume up to 30% of work hours. | Set base hourly billing rate |
| Underestimating self-employment taxes | Taxes and insurance reduce gross freelance revenue significantly. | Set hourly overhead buffer |
| Discounting rates to win bad contracts | Low-rate projects erode profitability and burn out freelancers. | Calculate effective hourly rate |
A local arithmetic aid replaces hand calculation, not expert review. No paid AI service is needed.
Run it on the samples, right here
FIRST-LOAD
Input is processed locally and a draft is saved automatically in this browser profile when storage is available. Reset to sample clears that draft; Pro history has its own clear button. A state link encodes your inputs in its URL: share only non-sensitive rows. Browser history, clipboard and anyone receiving the link may retain it. Optional AI use below leaves this device; it is not required.
Rate calculation arithmetic based on user inputs. Not financial or accounting advice.
Data note: Everything runs in this browser tab on the overhead-rate register: your service offer | estimated project hours | base rate per hour stays on this device, nothing is uploaded, and the reading is rebuilt only when you press run.
Go deeper: the companion app files the same reading as a bound register page
The article demo above runs without limits. The companion app keeps a local history, exports the rows as CSV, prints the overhead-rate register reading, and holds your drafts on this device — one free run, then $ 4 one-time for the layer that keeps filing.
The overhead-rate register reading is complete for free. The optional $4 layer adds print, row CSV and the last five local reading summaries; it does not add hidden answers. Checkout is not configured yet; the article demo remains unlimited.
Open the check freelance hourly rate minimum floor (option b) companionBoundary
Rate calculation arithmetic based on user inputs. Not financial or accounting advice.
What this is built on
- Method: Account for taxes, software tools, and unbilled admin time.
- All sample records are invented examples. The app does not fetch measurements, policies, files or personal records.
- Google’s official pricing page, fetched 2026-09-29, lists free-tier access including AI Studio. Optional formatting only; limits and availability can change. Free-tier content may be used to improve products. Never paste private records there.
Before: Proposal writing, invoicing, and client emails consume up to 30% of work hours. After: the overhead-rate register shows the working beside each named row so the reader can change the assumption and inspect the consequence.
Optional AI formatting, not calculation
For this overhead-rate register, use the free AI Studio interface only if available to you, with no paid API key. Manual entry completes the same workflow for free. Supply only fictional or non-sensitive notes. Review its output against the source; never paste unresolved questions into the numeric rows.
Format my non-sensitive notes for a overhead-rate register. Return plain rows only: service offer | estimated project hours | base rate per hour. Preserve supplied quantities exactly. Do not guess missing values; list questions separately. Do not calculate or add advice. I will check every row before pasting into the local tool.
Accepted schema: service offer | estimated project hours | base rate per hour. No AI response is executed as code.