Career · official-source review · reviewed 2026-10-11
A check that clears on screen is not money you keep, and the amount you are told to send on is the loss.
Add the money you were told to send on to any fees paid, and show it as a share of the check.
Anyone asked to deposit a check from a new employer and forward part of it somewhere else.
Use the source document or official route that applies to your situation. This guide does not contact another person or verify external information.
Enter the amount on the check exactly as printed.
Enter the money you were told to send to someone else. This is the main exposure.
Include any fee you already paid, such as a supply or transfer fee.
The share shows how much of the check is exposed. A high share is the pattern this request uses.
Do not send more money. Keep the message, the check image, and every transfer receipt.
A $2,400 check with $1,900 sent on and $60 in fees puts $1,960 at risk, which is 81.7 percent of the check.
Use your own source and details. The example is not a record about a real person or organization.
Two examples of the same request at different check sizes.
Both cases are examples, not records about a real person. The bars show the same numbers the free App computes.
U.S. Federal Trade Commission · reviewed 2026-10-11
What this source supports: Do not engage with unexpected job texts. Do not pay money to get a job or deposit a check and return part of it.
Source limit: A message pattern is a warning, not proof about a named employer. Verify through a route you find independently.
These sources support the statements above. They do not show that every person needs this guide. They do not show a specific result.
This guide adds the numbers you enter. It does not trace a payment, file a report, or recover money.
A message pattern is a warning, not proof about a named employer. Verify through a route you find independently.
Use current instructions from the responsible organization. This guide is a planning aid, not an official decision or a substitute for qualified advice.
Add the onward amount and any fees to show how much a job check puts at risk.
This App adds the numbers you enter. It does not trace a transfer, contact a bank, or file a report.
You enter every number yourself. The sources support the method and the limits. They do not produce a result for your specific case. Keep the original documents next to the sheet you build.
The App computes the worked example with your own numbers, in your browser.
APP 1
Add the onward amount and any fees to show how much a job check puts at risk.
Free · no account · no upload
Open Job Check Deposit Exposure CheckThe App runs in this browser. It does not send or save entries. Copy, download, or print only when you choose.
This guide uses short, direct instructions as an ASD-STE100-style writing target. It is not a formal certification.
Companion App: Job Check Deposit Exposure Check. It runs in this browser and does not upload your entries.
This guide is edited for clarity and checked against the sources it links. It is not a substitute for official instructions or qualified advice. A linked source does not show that every person needs this guide.