U.S. Department of Labor, Women's Bureau / ChildCare.gov · reviewed 2026-10-26
What this source supports: Child care is one of the largest household expenses for families with young children, and backup care adds unexpected cost.
Source limit: Local rates vary widely; use actual provider quotes for your own budget.
These sources support the statements above. They do not show that every person needs this guide. They do not show a specific result.
Limits
This guide divides the numbers you enter. It does not reserve a place or include meals, transport, or fee rises.
Local rates vary widely; use actual provider quotes for your own budget.
Use current instructions from the responsible organization. This guide is a planning aid, not an official decision or a substitute for qualified advice.
Common questions
What does the App compute?
Turn savings, a deposit, and a monthly tuition into months covered and a first-year gap.
What does the App not do?
This App divides the numbers you enter. It does not reserve a place or include meals, transport, or fee rises.
Where do the numbers come from?
You enter every number yourself. The sources support the method and the limits. They do not produce a result for your specific case. Keep the original documents next to the sheet you build.
Before you start
Open the linked source page and keep it beside you.
Gather the values the App asks for:
Money set aside for care.
Deposit.
Tuition a month.
Set aside ten quiet minutes; rushed numbers are the main error this guide prevents.
Free Companion App
The App computes the worked example with your own numbers, in your browser.
APP 1
Preschool Tuition Deposit Runway
Turn savings, a deposit, and a monthly tuition into months covered and a first-year gap.
This guide is edited for clarity and checked against the sources it links. It is not a substitute for official instructions or qualified advice. A linked source does not show that every person needs this guide.