U.S. Federal Trade Commission · reviewed 2026-10-11
What this source supports: The FTC publishes advertising, pricing, and disclosure rules that apply to small businesses and freelancers.
Source limit: Industry-specific rules add to the general guidance. Check the rules that apply to your field.
These sources support the statements above. They do not show that every person needs this guide. They do not show a specific result.
Limits
This guide does arithmetic on the numbers you enter. It does not interpret a contract or decide a dispute.
Industry-specific rules add to the general guidance. Check the rules that apply to your field.
Use current instructions from the responsible organization. This guide is a planning aid, not an official decision or a substitute for qualified advice.
Common questions
What does the App compute?
Turn a price, an undelivered share, and a payment fee into the refund owed and the net received.
What does the App not do?
This App does arithmetic on the numbers you enter. It is not legal advice and does not settle a dispute.
Where do the numbers come from?
You enter every number yourself. The sources support the method and the limits. They do not produce a result for your specific case. Keep the original documents next to the sheet you build.
Before you start
Open the linked source page and keep it beside you.
Gather the values the App asks for:
Price the customer paid.
Share not delivered (percent).
Payment fee already paid.
Set aside ten quiet minutes; rushed numbers are the main error this guide prevents.
Free Companion App
The App computes the worked example with your own numbers, in your browser.
APP 1
Refund Terms Disclosure Check
Turn a price, an undelivered share, and a payment fee into the refund owed and the net received.
This guide is edited for clarity and checked against the sources it links. It is not a substitute for official instructions or qualified advice. A linked source does not show that every person needs this guide.