Price a Training-Repayment Clause Before You Sign It — Free
Paste the training cost, the clawback term and how long you have served, and read what is still recoverable month by month.
The proof surface
Clauses are usually written as a single lump and read as one too. Amortising them turns the question from 'do I owe anything' into 'what is the figure this month'.
Why the flat version breaks
All-or-nothing thinking
A $4,500 clause with a 24-month term and a graduated scale is $1,125 after fourteen months — a very different decision from the sticker figure.
Reading the term as calendar years
Terms usually run from course completion or start date, and the two differ by months in most offers.
Ignoring the relocation element
Relocation packages often carry their own longer term; blending them with training cost overstates what is actually recoverable.
How to work the clawback card
Cost, term, any graduated scale and the two dates — start and course completion.
Months, not years; the card prints both so the division is visible.
The recoverable figure falls month by month down the right-hand rule, with the served share on the left.
Request the amortised figure from HR; the answer is what a notice-period decision should be made against.
What the card replaces
| Question | Before | On the card |
|---|---|---|
| Do I owe anything | read the clause again | recoverable balance for this month |
| How much, if I leave now | estimate from memory | unserved months priced against the cost |
| What to ask HR | 'what do I owe?' | the amortised figure in writing, before notice |
Graduated scales and separate relocation elements are read as your own lines; the card shows the balance under the terms you describe, not a legal interpretation.
Run it on the samples, right here
FIRST-LOAD
Data note: Everything runs in this browser tab on the clawback card: your clause text and service dates stays on this device, nothing is uploaded, and the reading is rebuilt only when you press run.
Go deeper: the companion app files the same reading as a index card with a stamped header
The article demo above runs without limits. The companion app keeps a local history, exports the rows as CSV, prints the ready-to-mail packet, and holds your drafts on this device — one free run, then $ 8 one-time for the layer that keeps filing.
The card and the monthly step-down are free. The paid layer keeps the clause on file and prints a dated exposure statement.
Open the clawback exposure card companionBoundary
This clawback card works only on the clause text, training cost and service dates you paste you paste. It does not advise on whether the clause is enforceable, does not negotiate the clause for you, and does not read your employer's HR records. The figures describe what you supplied, not what is true in the world. Confirm anything you plan to act on with an employment lawyer before signing anything with a long term before you rely on it.
What this is built on
- Every figure comes from the clause text, training cost and service dates you paste you paste; nothing is looked up, scraped or asserted as verified.
- Method: recoverable balance = training cost × unserved months ÷ total term, recalculated at each service month
- Sample values are labelled samples — illustrative by design, not your data and not a quotation of any organisation's policy.
Before: the reader saw an all-or-nothing clause. After: they can see the exposure falls to $1,125 after fourteen months served.