Travel · official-source review · reviewed 2026-10-26
A travel reserve is a number until it is divided by the nightly cost of staying put, and then it is a count of nights.
Turn a reserve, a hotel rate, meal and transit costs into the nights the reserve covers.
Travelers deciding how large a cash reserve to carry for a delay, an illness, or a missed connection.
Use the source document or official route that applies to your situation. This guide does not contact another person or verify external information.
Use the money you can reach abroad, not the balance in an investment account.
Use the rate you would pay for an unplanned night, not the prepaid rate.
Use a daily amount you can defend for the destination.
Add the daily cost of getting to an embassy, a clinic, or a station.
The App divides the reserve by the cost of one night and rounds down.
A $1,500 reserve against $120 a night, $45 of meals, and $15 of transit covers 8 nights, because a night abroad costs $180.
Use your own source and details. The example is not a record about a real person or organization.
Two reserves. Both are examples.
Both cases are examples, not records about a real person. The bars show the same numbers the free App computes.
U.S. Department of State · reviewed 2026-10-26
What this source supports: Prepare official contact routes before travel. U.S. citizens and nationals can use STEP to receive alerts and help officials locate them in an emergency.
Source limit: Embassy services and local emergency numbers vary by destination. This guidance is for U.S. travelers; check current destination information.
These sources support the statements above. They do not show that every person needs this guide. They do not show a specific result.
This guide divides the reserve you enter. It does not predict an emergency or replace an insurance policy.
Embassy services and local emergency numbers vary by destination. This guidance is for U.S. travelers; check current destination information.
Use current instructions from the responsible organization. This guide is a planning aid, not an official decision or a substitute for qualified advice.
Turn a reserve and nightly costs into the nights it covers abroad.
This App divides the reserve you enter. It does not predict an emergency or replace an insurance policy.
You enter every number yourself. The sources support the method and the limits. They do not produce a result for your specific case. Keep the original documents next to the sheet you build.
The App computes the worked example with your own numbers, in your browser.
APP 1
Turn a reserve and nightly costs into the nights it covers abroad.
Free · no account · no upload
Open Travel Emergency Reserve NightsThe App runs in this browser. It does not send or save entries. Copy, download, or print only when you choose.
This guide uses short, direct instructions as an ASD-STE100-style writing target. It is not a formal certification.
Companion App: Travel Emergency Reserve Nights. It runs in this browser and does not upload your entries.
This guide is edited for clarity and checked against the sources it links. It is not a substitute for official instructions or qualified advice. A linked source does not show that every person needs this guide.