---
title: Compare a Day Rate Against a Salary You Understand — Free
description: Put an annual salary with its benefits beside a day rate minus the costs of contracting, and get both sides on one receipt before you answer the offer.
category: career
last_verified: 2026-09-13
freshness: green
published: 2026-09-13
canonical_url: https://gratis-ai.pages.dev/articles/contractor-rate-vs-salary-card.html
companion_app_url: https://gratis-ai.pages.dev/apps/contractor-rate-vs-salary-card.html
reading_time_minutes: 4
tags: career, contracting, rates, salary, local-first, no-account
---

# Compare a Day Rate Against a Salary You Understand — Free

Put an annual salary with its benefits beside a day rate minus the costs of contracting, and get both sides on one receipt before you answer the offer.

**Free and complete.** This guide is a standalone free tool — no account, no card, anywhere. The only paid option is one optional extra outcome: $4 one-time. Nothing in the free tier is gated.

## Who it's for

Anyone seeking practical 100% free AI workflows — no paid API keys, credit cards, or subscriptions

## What's free

- Unlimited comparisons with both annual totals
- Billable-day count and contract running costs on the same receipt
- Starter, short-contract and consultancy records included

## Optional paid add-on

**$4 one-time.**

- Printable comparison receipt — take both totals to the offer conversation — estimate: ~20 minutes saved per negotiation
- Saved offers — keep three comparisons in this browser across a job search — estimate: ~15 minutes saved per offer
- Cost log on the paid copy — the annual running costs itemised and dated, so nothing is forgotten at renewal — estimate: ~25 minutes saved per year

## Sources & verification

- Tool: GratisAI local-first rate comparison (no key, no account)
- Primary source: the free tool itself (local-first, no external dependency)
- Last verification: 2026-09-13 (green)

## Use it

- Interactive guide: https://gratis-ai.pages.dev/articles/contractor-rate-vs-salary-card.html
- Companion app: https://gratis-ai.pages.dev/apps/contractor-rate-vs-salary-card.html
- This machine-readable mirror: /mirrors/contractor-rate-vs-salary-card.md

*Generated free at https://gratis-ai.pages.dev/articles/contractor-rate-vs-salary-card.html — every guide on GratisAI is a complete, working tool. $0, no account, no card, anywhere.*