Price a Severance Offer and Date the Decision
A severance offer is a package, not a number — and the parts that aren't money often matter more. This totals the cash against your weekly outgoings to give you weeks of runway, values the benefits continuation and leave payout, flags the terms that carry the most long-term cost, and dates the review steps backwards from the signing deadline. Local only; the agreement details never leave the tab.
- Sheet
- Package value, runway, and a dated pre-deadline checklist
- local
- What it replaces
- Reading the agreement in a panic
- $0.00
- Input
- Terms, salary, outgoings, and the deadline
- no card
- Output
- A priced package and dated steps
- recomputed
What you pay otherwise
| Route | What you get | Cost |
|---|---|---|
| Signing on the deadline day | No time to understand what you agreed to | irreversible |
| Ignoring the non-cash terms | Benefits gaps and restrictions you didn't price | months of cost |
| Employment lawyer, unreferenced | An hour to read it cold | $300+ |
| This page | The package priced and the steps dated | $0 |
The workflow
Convert the sum into weeks of runway first
A figure that sounds generous can be eight weeks of cover. Dividing the total by your real weekly outgoings — not your salary — tells you how long you have to find the next thing, which is the number that decides whether to negotiate.
Price the terms that aren't money
Continued health cover, the garden-leave period, and the payout of unused leave all have cash values. The sheet adds them in, and they frequently change whether the headline number is good.
Read the restrictions as costs, not clauses
A non-compete that blocks your industry for twelve months is not a formality — it is a year of reduced earning capacity. Note every restriction, because these are the terms most worth negotiating and the ones most often accepted unchallenged.
Work the checklist backwards from the signing date
Adviser appointments take days to book and reference checks take longer. The dated steps exist so you aren't deciding on the final afternoon with no one to ask.
Worked example
Sample: 12 weeks severance, 72,000 salary Cash severance 16,615.38 Leave payout 5 days × 276.92 = 1,384.62 Benefits continued 8 weeks × 65 = 520.00 Package total 18,520.00 Outgoings 1,150/wk 16.1 weeks of runway Sign by 2026-09-26 Uploaded nothing — computed in the tab
Numbers above are sample data produced by the tool's own pre-loaded example, run in the browser — not averages or measured benchmarks.
What breaks this
Dividing the package by your old salary instead of your outgoings overstates your runway. Treating restrictions as boilerplate means accepting a year of reduced earning capacity for free. Waiting until the deadline week to book an adviser is the most common reason people sign without a review.
Try it now
A 12-week package giving 15.7 weeks of runway is loaded with a 2026-09-26 signing deadline. Add a 12-month non-compete and watch the flagged terms appear.
Open the review sheet →Go deeper: the printable sheet
The review is free forever. The $4 one-time tier adds:
- Printable sheet — the priced package and dated steps on one sheet — estimate: ~20 min saved preparing for an adviser appointment.
- Saved agreements shelf — keep up to 4 reviews in this browser — estimate: ~15 min saved if terms are revised.
- Questions list — the flagged terms written up as questions to ask — estimate: ~25 min saved drafting.